WJ Wealth Management is an independent fee based Registered Investment Advisory (RIA) that provides investment portfolio services to our individual, corporate, fiduciary and other institutional clients nationwide. Our primary investment program involves the rules based Guidance model portfolios that are managed by the WJWM principals, not unrelated third-party asset managers. Our investment process is clearly defined and fully transparent. The Guidance model portfolios are also avaible for use by certain other fee based advisors associated with LPL Financial.